How Aid Works for Undergraduates | Office of Student Financial Aid | Georgetown University

How Aid Works for Undergraduates |

Office of Student Financial Aid | Georgetown University
How Aid Works for Undergraduates
More than half of Georgetown’s undergraduates receive some form of financial aid. Your financial aid is determined by subtracting your total family responsibility from your total cost of attendance.
2026-2027 Annual Cost of Attendance
First Year Undergraduate
2026-2027 first year undergraduate cost of attendance
Expenses
Living On/Off-Campus
Living with Parents
Nursing Living On/Off-Campus
Nursing Living with Parents
Full Time Tuition & Fees
$74,732
$74,732
$75,091
$75,091
Average Housing Expense
$13,944
$900
$13,944
$900
Food Expense
$8,236
$7,336
$8,236
$7,336
Books and Supplies
$1,000
$1,000
$1,000
$1,000
Estimated Transportation
$780
$1,600
$780
$1,600
Personal Expenses
$2,132
$2,132
$2,332
$2,332
Loan Fees
$40
$40
$40
$40
Total
$100,864
$87,740
$101,423
$88,299
Continuing Undergraduate/Transfer Students
2026-2027 continuing/transfer undergraduate cost of attendance
Expenses
Living On/Off-Campus
Living with Parents
Nursing Living On/Off-Campus
Nursing Living with Parents
Fulltime Tuition & Fees
$74,732
$74,732
$75,091
$75,091
Average Housing Expense
$14,768
$900
$14,768
$900
Food Expense
$8,236
$7,336
$8,236
$7,336
Books and Supplies
$1,000
$1,000
$1,000
$1,000
Estimated Transportation
$780
$1,600
$780
$1,600
Personal Expenses
$2,132
$2,132
$2,332
$2,332
Loan Fees
$40
$40
$40
$40
Total
$101,688
$87,740
$102,247
$88,299
View 2025-2026 Undergraduate Cost of Attendance
Charges for “direct” expenses (e.g. tuition, fees, on campus dormitory, and meal plan) will appear on the billing statement you will receive from Georgetown’s
Office of Revenue and Receivables
. Costs for “indirect” expenses to attend college (e.g. books, travel, personal) are included above; you will pay “indirect” costs yourself. With the exception of Federal Work-Study, aid will be credited to your Georgetown billing account. Federal Work-Study funds are paid by bi-weekly paycheck for hours worked. Some students use family resources, or a refund of their financial aid if it exceeds direct charges on their billing account, or their Federal Work-Study earnings, to pay “indirect” costs.
The total “cost of attendance” above includes allowances for the costs of full time enrollment for both fall and spring semesters. If you enroll less than full time in either the fall or spring semester, or you enroll for only one semester, your cost to attend will decrease and your eligibility for financial aid could change.
Family Financial Responsibility
Your family financial responsibility is calculated based on the information you provided on the Free Application for Federal Student Aid (FAFSA), the CSS PROFILE, and your federal tax returns.
The
FAFSA
collects biographical and financial information including your family’s adjusted gross income, assets, number of people in the household, and number in college. This determines your federal financial aid eligibility (loans, grants, and work-study).
The
CSS PROFILE
collects more in-depth biographical and financial information from both natural parents, even if they are separated or divorced. This information includes home equity, business assets, and family expenses such as private school tuition for younger siblings and paid medical expenses. The CSS PROFILE, along with our review of you and your parents’ federal tax returns, determines your Georgetown University (GU) Scholarship eligibility.
Georgetown expects a minimum student contribution regardless of your income. The amount of this contribution changes based on class year.
Minimum contribution for each class year
Class Year
Minimum Contribution
First Year
$2,200
Sophomore
$2,400
Junior
$2,600
Senior
$2,800
Financial Aid
Your calculated
financial need
is covered by different forms of federal and Georgetown financial aid.
Federal Grants
are awarded to students with the highest financial need as determined by the FAFSA. Eligibility for the Pell Grant and Supplemental Educational Opportunity Grant (SEOG) are automatically considered in your initial financial aid award.
Georgetown scholarships
are awarded to students with financial need, determined comprehensively through the FAFSA, the CSS PROFILE, and your family’s tax returns.
Direct loans
from the federal government are awarded in either subsidized or unsubsidized forms based on your financial need as determined by the
FAFSA
. If you are eligible for loans subsidized by the U.S. Department of Education, you do not have to pay interest on your loan until the end of the six-month grace period following the completion of your academic program; for this reason, we advise that you exhaust any subsidized loan eligibility before considering federal unsubsidized loans or private loans, and borrow as little as possible. Read more about
federal
and
private
loans.
Student Employment
can contribute to your educational costs while providing you with a wide variety of valuable work experience. Students with financial need as determined by the FAFSA may be eligible for a work-study award, in which case more job opportunities may be available to you. Learn more about
student employment
for both work-study and non-work study positions.
Outside scholarships and resources
include things like private scholarships,
tuition benefits
, and
veteran benefits
. These resources can be used to potentially reduce your family contribution, as well as eliminate loans and work-study, so you must report these funds to Georgetown. To better understand how outside scholarships are built into your financial aid award, refer to the charts below. You can also directly
contact our office
to see how these resources will be built into your specific award.
How Financial Need is Determined
Financial need
is defined as the difference between your total
cost of attendance
and your
expected family financial responsibility
. It is the amount of money needed for you to enroll at Georgetown. Your financial aid is awarded based on your financial need.
Examples of how financial need is determined
Example 1
Example 2
Example 3
Cost of Attendance
$100,864
$100,864
$100,864
Expected Family Financial Responsibility
$5,000
$27,000
$45,000
Remaining Financial Need
$95,864
$73,864
$55,864
How Financial Aid is Awarded
E4amples of how financial aid is awarded
Example 1
Example 2
Example 3
Remaining Financial Need
$95,864
$73,864
$55,864
Financial Aid Award
Federal Loan
$3,500
$3,500
$3,500
Federal Work-Study
$3,000
$3,000
$3,000
Scholarship/Federal Grant
$89,364
$67,364
$49,364
Total
$95,864
$73,864
$55,864
Federal Loan ranges from $3500 to $5500 based on your year in school.
Federal Work-Study ranges from $3000 to $3600 based on your year in school.
Net Price Calculator
You can estimate your own expected family financial responsibility and need-based financial aid award through the Net Price Calculator using your and your parents’ most recent federal tax returns. The Net Price Calculator should be used by prospective undergraduate students and parents who are U.S. citizens and permanent residents only.
Estimate expected family financial responsibility and need-based financial aid award
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