Risk Management Premium Credit Program | United Educators

Risk Management Premium Credit Program | United Educators
Risk Management Premium Credit Program
United Educators’ (UE’s) team is committed to helping our members create a safe and respectful educational environment for students and educators. We encourage members to participate in the Risk Management Premium Credit (RMPC) program, which enables them to earn a credit on their renewal premium by conducting specific risk management activities.
Participation Timeline
Eligible Activities and Program Overviews
Risk Mitigation Activities
Review eligible risk topics and mitigation activities to choose from in this year’s RMPC program.
Individual Policyholder Program Overview
Individual policyholders can earn up to a 6% premium credit by completing an eligible risk mitigation activity and uploading supporting documentation.
Group Policyholder Program Overview
Group policyholders can earn up to a 4% premium credit when 80% of the group’s members complete the RMPC program.
Selected Research Partners Program Overview
Research partner institutions can earn up to a 6% premium credit by selecting and participating in a focus group. (Available by invitation only)
For renewals beginning May 1, 2024, through April 30, 2025, see
2025 RMPC Risk Mitigation Activities
RMPC Program Video Tutorials
Learn more about the RMPC program for individual policy holders, group policy holders, and research partners.
Working With Other Organizations to Complete the RMPC
The Jed Foundation
The Jed Foundation (JED) is a nonprofit organization that protects emotional health and prevents suicide for our nation’s teens and young adults.
Learning Courage
Learning Courage is a nonprofit that helps K–12 schools and youth organizations prevent and respond to sexual abuse and misconduct.
Grand River Solutions
Grand River Solutions offers a comprehensive range of products and services designed to help institutions advance their equity goals.
Frequently Asked Questions
Members with a general liability (GL) or educators legal liability (ELL) policy are eligible to participate in the RMPC program. The RMPC program doesn’t apply to public K-12 schools or members with only an internships and professional services liability (IPL) policy.
Members can access the RMPC program through My UE. Visit the
RMPC tab
to select your risk mitigation activity, track progress and deadlines, and let us know you’ve completed the program. Our broker partners can also check their clients’ progress in My UE.
If you need help signing into My UE, please contact us at
uesupport@ue.org
Generally, the person designated to manage your institution’s insurance policy will receive the email invitation to begin the RMPC program. However, your institution may have requested a different contact. To change your RMPC contact, you or your broker may email us at
risk@ue.org
Participating members can access the RMPC program through My UE.
Visit the RMPC tab
to select your risk mitigation activity, track progress and deadlines, and let us know you’ve completed the program. If you need help signing in, please contact us at
uesupport@ue.org
Reach out to UE’s team of risk management consultants at
risk@ue.org
. We will help you assess options and guide you toward something meaningful and achievable for the RMPC program.
While you may select the same topic area as in the previous year, you may not repeat the same risk mitigation activity. For example, if you conducted a driver safety training last year, you may select the Transportation topic area again; however, training under this topic is not eligible for your institution to receive credit in this year’s program.
No, the program offers a credit against a member’s renewal premium.
To complete the RMPC program and earn the premium credit, we ask members to meet the following deadlines:
No later than four months after renewal:
Complete the Intake Form, where you select which risk mitigation to implement.
No later than 10 months after renewal:
Submit documentation that shows the chosen mitigation is complete.
Please contact your broker or email
risk@ue.org
with concerns about your RMPC deadlines.
A member with one group GL or ELL policy and one individual GL or ELL policy participates in the RMPC with its group. The credit awarded to the group will apply to all RMPC-eligible policies at the next renewal.
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